PRESCREEN & OPT-OUT NOTICE
If you received a "prescreened" offer of credit from us in the mail, this offer was based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria, if you already have a product from us, or if you have applied for our product in the last 60 days. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free at 1-888-568-8688, or write to:
Equifax
PO Box 740123
Atlanta, GA 30374
Experian
PO Box 919
Allen, TX 75013
TransUnion
PO Box 595
Woodlyn, PA 19094
The Total Select Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps or for gambling transactions.
1 Cardholders who keep their balances low and pay their credit card bill on time every month typically do see an increase in their credit score.